Eliminate Credit Card Fees

ZERO CREDIT CARD PROCESSING CHARGES

How would you like to save money on every swipe of credit card payments? With DigiPay’s cash discount program, you can cut down your processing fees to significantly cut your operational costs.

How to eliminate Credit Card Processing Fee

The Cash Discount Program is an option that can lower or eliminate your credit card processing fees. It’s a method of implementing a non-cash discount, service fee, or giving customers a discount for paying with cash

True Cash
Discount Program

True Cash Discount Program

When a business offers a discount to customers who pay by cash, check, or store-branded gift card, instead of with credit card. The cost of acceptance of credit payments is built into the price of products or services provided. One of the benefits of a true cash discount is that the business owner sets the size of the discount to best cover the cost of acceptance of credit card payments.

Non-Cash Adjustment

Non-Cash Adjustment

Non-Cash Adjustment are usually structured like cash discount however follow surcharge program guidelines. With a Non-Cash Adjustment, the merchants list prices already have a built in cash discount incentive. Customers paying with credit cards do not receive the discount and will see an added line item on their receipt showing a Non-Cash-Adjustment.

Surcharge Program

Surcharge Program

Surcharges are fees that are added to the cost of the purchase for the convenience of using a credit card. When a fee is added to the current price of goods or service for credit card purchases. Not available for Debit, Prepaid or Cash Payments. Business owners must follow additional steps in order to be in compliance with the card brands. Customers paying with credit cards will see a surcharge fee added on their receipt, signage must be present showing customers your business payment polices. Along with these guidelines business owners must give card brands 30 days advance notice on when they plan to participate in the surcharge program.

ATTRACT MORE CUSTOMERS WITH TRUE CASH DISCOUNT PROGRAM

True cash discount program allows you to offer more attractive deals to your customers for paying by cash, check, or store-branded gift card, instead of using their credit card. One of the benefits of a true cash discount is that you can set the limit of the discount to best cover the cost of acceptance of credit card payments.

SCALABLE SOLUTIONS FOR ALL BUSINESSES

DigiPay’s Empower Program offers as many as 6 different ways to officially share your credit card processing fees with customers. To help your business embark on the path of bigger savings, our financial experts provide you with a professional consult, to choose the best offering that fits your needs – allowing you to spend less and stress less.
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